Estate planning isn’t just about documents—it’s about ensuring your assets are protected, accessible, and passed on to your loved ones smoothly and according to your wishes. In this first part of a two-part series, we tackle common questions about asset ownership and management, such as the differences between joint ownership and transfer-on-death designations, the risks of skipping a trust, and why maintaining an up-to-date asset inventory is crucial. Discover how thoughtful planning can avoid family conflict, protect your assets from creditors, and streamline the process for your loved ones. READ MORE