What happens to your business if illness or injury keeps you from working for six months? For a business owner, disability planning involves much more than replacing lost income. Your insurance, legal authority, business operations, buy-sell agreement, and personal planning all need to work together. READ MORE
Posts Categorized: Business Planning
California Small Business Legal Checklist: What to Review as Your Business Grows
Your business changes as it grows, but the legal, insurance, financial, and tax systems underneath it don’t always keep up. Use this California small business legal checklist to review what changed, identify gaps, and make sure your business and family are protected as you move into Q4. READ MORE
Estate Planning for Business Owners: What Happens to Your Business If Something Happens to You?
If you own a business, having a will is only one small part of protecting what you have built. A complete plan should address what happens if you die or become incapacitated, who has authority to keep the business running, how your ownership interest will be handled, and how your family will be protected. READ MORE
Before Q4: What California Business Owners Should Review Now
Late summer is an ideal time for California business owners to review what has changed before Q4 begins. Looking at legal agreements, insurance, finances, and tax planning together can help uncover gaps while there is still time to address them before year-end. READ MORE
What Happens to Business Debt When a Business Owner Dies in California?
Business debt does not automatically disappear when a business owner dies. What happens depends on how the business is structured, who signed the debt, whether there are personal guarantees, what property secures the obligation, and how the owner’s estate and succession plan are structured. READ MORE
What the One Big Beautiful Bill Means for California Business Owners
The One Big Beautiful Bill created major federal tax changes for business owners, but California does not follow all of them. Understanding how bonus depreciation, the Qualified Business Income deduction, research expenses, and business interest rules affect both federal and California taxes can help you make better business decisions. READ MORE